Consider opening an on-line savings account. The low cost to banks of maintaining these accounts means that they generally offer higher interest than those available in branches. They also offer the added flexibility and convenience of allowing you to operate your account 24-hours a day. In some cases, transfers between accounts at the same institution are done instantly, in effect giving you instant access to your cash, otherwise it can take up to three days for funds to be transferred.

Originally Posted by iiscorpius Sorry but what a lame post. This forum has alot of potential but still looking for it